Mintos Test & Erfahrungen. Mintos ist die größte P2P-Plattformen in Europa. Obwohl die Plattform erst im Jahr gegründet wurde, liegen die. Willst du erfahren, wie du erfolgreich bei Mintos investieren kannst? Dann bist du hier genau richtig! Ich gebe dir in diesem Beitrag die. fit-to-be.compassives-einkommen/ TimeStamp:  Zusammenfassung  Disclaimer.
Mintos für Anleger im TestWenn sich Gelder in Rückerforderung befinden, so heißt dies, dass der Darlehensanbahner, welcher den Kredit vergeben hat, auf Mintos suspendiert ist. Mintos im Test. Benutzerfreundlichkeit der Plattform. Mintos ist eine der besten Plattformen im Bereich des P2P-Lendings, die wir bisher getestet haben. Über die P2P-Plattform Mintos können Anleger Geld in Kreditprojekte aus Osteuropa und anderen Ländern investieren. ▷ Jetzt in unserem Test informieren.
Mintos Test What is Mintos? VideoExperiment: Coca Cola VS Mentos
Bei Mintos Test sind es zwischen 3. - Mintos Erfahrung #52Mit dem Paypal übersicht hatte ich bisher einmal Kontakt und dieser war positiv.
It also shows very well that even though there are buyback guarantees on the loans, the guarantee is only as good as the company behind.
But in the case of Eurocent, over half of the invested principal was recovered. Mintos is transparent with its financial situation and is posting annual reports of the company behind the platform, AS Mintos Marketplace, on its website.
But in the years after , got back to being an unprofitable platform. This is probably mainly due to growth ambitions by the company.
Nevertheless, as a part of assessing how safe Mintos is, we have also taken a look at what happens in the worst-case scenario of Mintos folding:.
If Mintos goes out of business, investors on the platform will get full insight into which transactions have been made on the P2P lending marketplace.
As a measure, transaction data is sent to the law firm FORT every month. Upon an unlikely bankruptcy from Mintos, this data will then be used to ensure that the loans are being managed properly by a liquidator or administrator.
Although Mintos has made many efforts to secure its investors, it is also important that you do something yourself. The following points are quite essential to avoid a single point of failure and to protect yourself as an investor:.
Furthermore, you can secure yourself making fractional investments in several loans from different geographical locations, currencies, loan types, from many different loan originators.
It might sound like a big mouthful to do all that, but the Mintos auto-invest function makes this really easy. Bonus tip: We tried to switch from one currency to another on the platform.
It costed a semi-expensive exchange fee. It can, therefore, be a good idea to transfer money to the investment platform in the currency that you intend to invest with.
One of the better things about Mintos is definitely its autoinvestment feature. Using that feature, you can create a Mintos auto invest strategy, which allows you to invest in loans without spending much time on actually handling your P2P investments on a daily basis.
Our advice: Set up a Mintos auto invest strategy to select loans instead of cherry-picking loans on either the primary or secondary market.
Your time is probably better spent elsewhere instead of chasing chicken feed. You can either use one of the predefined Mintos investment strategies or make a custom one for yourself.
The default Mintos investment strategies include a short-term strategy, a diversified strategy, and a secured loan strategy.
You can find more information about the strategies on their website. The easiest choice is clearly to go with one of the predefined strategies.
We actually recommend that you start by selecting one of the strategies you think fits your investment criteria the best. After selecting the strategy, you can decide which currency it should invest in, whether it should reinvest and how much it should invest.
You might wonder how we choose to invest, and what our return using the platform is. Therefore we are going to give you insight in regards to our investment at Mintos.
Firstly we decided to set up a custom Mintos auto invest strategy. But instead of building the investment strategy from scratch, we actually went with the predefined diversification strategy made by Mintos.
For example, we excluded all loans without a buyback guarantee, as well as raising the minimum interest rate a bit. Our investment efforts for making this Mintos investing review resulted in the following numbers:.
As you can see from our account statement, we managed to get a weighted average interest rate of Where it can actually be a bit difficult to achieve the same return as there is announced on the website on other platforms, we found no issue with this on Mintos.
This is due to the fact that Mintos is the biggest platform with most loans in Europe. As there is a very low chance of Mintos cash drag occurring, we believe that the interest rate you get from Mintos is well worth it.
Especially in relation to the risk you take. Therefore, we also keep our auto invest strategy running for now. For different reasons, including to reduce the platform risk, investors could want to diversify more than one platform.
For example, this could be a very good idea for larger investors, as it is probably the best way to protect your money in case things go south on one of them.
You could also consider real estate crowdfunding instead of investing in P2P lending. To guide you on this, we have made an overview of some of the best real estate crowdfunding platforms.
To conclude our Mintos review, we want to address the fact that Mintos is one of the best platforms we have ever tested. So whether you are a complete beginner to P2P investing or a P2P lending expert, Mintos offers one of the very best P2P lending marketplaces in the world.
The many features such as Mintos strategies, auto-invest, buyback guarantee, etc. But when you are getting comfortable with the platform, you will probably be glad for all the different features as it can make your investments tailored very specifically to your needs.
The tax report feature is also a great addition to the platform, which will make doing taxes a lot easier than on some of the competing platforms.
We also believe that their platform is very secure. However, you must be aware of having to activate two-factor authentication yourself. In addition, the safety on the platform also depends on how you invest your money on it.
But as long as you have your diversification in order and also only investing in buyback guarantee loans from quality loan originators, you will probably have a good and lucrative investment experience with Mintos.
Do you want to invest through the platform after reading our Mintos review? Then click on the button below to get to their website and create an account:.
Skip to content Menu Close. Overview of Mintos. We find the return compared to the safety favorable. Beginner Friendly. The Mintos marketplace is very beginner-friendly.
Investor Protection. Mintos has made a lot of safety measures. Investors get an average return of We Like. One originator I can think of is Watu Credit, they have NO on all of these so its bad if they are late within the buyback period.
Even if they have 0 grace period you might end up 60 days earning nothing extra. We are in this to get interest so keep this in mind.
At Mintos they have a good variety of loans to invest in, actually 8 different types today. So here you really can diversify depending upon your own criteria.
Some of them are higher risk than others of course. The Loans can be backed with some kind of insurance from the borrower like cars, houses and other things.
Many Loan Originators also back a portion of the loans they post in some way, like a percentage also invested. So they have skin in the game that also lets us know they have faith in the borrower.
Mintos have finally released their mobile app now in February You can check statistics on your portfolio, deposit and withdraw directly from the app together with investing in loans.
It also lets you pick between light and dark mode for the apps background which is a nice touch. This is a good way to get easy access to your portfolio instead of using the web version on your phone and when you are on the move.
A nice feature they have in the app is that it will show you this and previous months returns in a graph below in the main screen.
This shows us again that Mintos is the leading P2P platform today making new things possible. This is an extra marketplace for the lenders at Mintos.
Here you can Sell or Buy loans with at a discount, premium or the same value it was. This gives you an option to sell off some loans for different reasons.
Or It can be that you want to change strategy and buy other loans. You can actually even earn extra on buying loans here with discounts or if your selling with a Premium.
The Secondary market and Primary market is around the same size so there is no shortage of loans. For the support at Mintos I only have good things to say.
I have been using their email support since before I even joined. Even though their FAQ section is well written and gives many answers, sometimes I just want to ask for reassurance.
Most of the time they answer within one day. I always gotten the answers I needed with good explanations and points. Just hope they keep this up now when they are expanding their business.
If you invest more than You will get an account manager at Mintos and top priority customer support. It took me a while to understand the Auto-Invest feature in the beginning.
This was due to the huge range of criteria you can choose from. This to keep it optimal for the re-investments being made everyday from the Auto-invest feature.
This feature makes things a lot more easy then sitting there everyday picking one and one loan manually, especially when you try and spread it out on as many loans you can.
Important to have the settings so there is enough loans matching your criteria. There is some things I see not so many talk about on the settings for the portfolios you set up for the auto invest.
Here you will get some points on the auto invest feature. How to keep it going and giving the highest rates for your critera.
The portfolio size MUST be set over the amount you have otherwise it will not keep the ball rolling. Say you start of today with a balance of Euros, if all is going to be invested through auto invest in one portfolio and keep doing so when you start getting the interest, it must be set to a higher amount then Really easy to diversify.
Auto-invest function. Secondary market. What I Didn't Like. Auto-invest function sometimes slow to react. Learn More.
I used to invest in Mogo loans but I have disabled them. I could update the picture in the review to reflect that. Only when I say no to: Interest income on delayed payments I get some at What setting am I doing wrong you think?
Interest rates change from time to time. You can get Reinvesting makes the yield returns a little higher than the interest rate itself. Thx for your answer I will look at Varks.
When I had a look at the Secondary market, it looked a bit scary to me. If you never pay a premium and choose buyback guarantee, the secondary market should be pretty safe.
Thanks so much for your input in this brand new world that is P2P lending. I choose A-B rating loan originators that pay interest for delayed and defaulted loans.
I started to invest in P2P and simillar projects 3 months ago. So far all my loans and investments has gone correctly.
What do you think about it? By the way, I am very impressed by the review that you have made, really good job. Have you had any investments that failed?
How much did you lost? Hi, I created a Mintos account and transferred money to it 10 days ago. The money does not appear on my Mintos account.
I have send 2 emails to Support Mintos. Any advice on how to get their attention? Have you tried to call them?
They are growing rapidly, so expect longer response time than usual. Hello Jorgen, you have portrayed in your blog a portfolio of a millionaire.
Can you say who that is? Maybe he has a blog to follow? Greetings Felix. Hi Felix. Hi Jorgen, I just wonder how much do you approximatwly invest per one loan?
Have a great day. Hi Holda. Selection of loan originators matters more. Mintos is probably the best place to invest at the moment.
I would totally recommend it. And of course, before opening an account, always use a referral. Its a win-win situation and totally worth it. They even warn that autoinvest is subject to delays… related perhaps?
Given that invest and access has priority what does this mean for the future of investors who want to use autoinvest i. Is there any chance to change the autoinvest option?
Some 60 months and more. I am yet to receive an answer from Mintos about this but wonder if anyone else had this issue. Maybe settings are ignored in order to invest the entire available amount?
Thanks, Jens. It sounds like a manual mistake to me, but it will be interesting to hear the response from Mintos.
Thanks for your quick response. Have you tried to get a sizeable sum out of them? I have relatives who have not been able to do that, Mintos makes different excuses….
I know several people who have withdrawn large amounts from Mintos. Sterling from p2p millionaire withdrew 1 million EUR without any questions asked.
Meist erfolgt die Bonusaktion in Kooperation mit einem Kreditgeber. Mintos hat viele Vorteile für Anleger zu bieten. Mintos wurde in Estland gegründet und ist eine Kreditvermittlungsplattform.
Mintos ist eine Kreditplattform , auf der Geldgeber in einzelne Kredite von Unternehmen oder Privatpersonen investieren können. Allerdings erfolgt das auf dem Umweg über Banken oder bankenähnliche Kreditgeber.
Die Zinszahlung hängt vom jeweiligen Kredit ab. Üblicherweise wird die Zahlung des Kreditgebers sofort an den Geldgeber weitergereicht, allerdings kann es zu Verzögerungen kommen.
In unserem Mintos Erfahrungsbericht haben wir die Plattform nun eingehend untersucht. Bisher ist es noch nicht vorgekommen, dass Anleger trotz Rückkaufgarantie einen Kreditausfall erlitten.
P2P Kredite eignen sich ausgezeichnet als Ergänzung in der privaten Vermögensverwaltung. Die Mindestinvestitionssumme beträgt lediglich 10 Euro.
Wer beispielsweise Euro investiert, kann in 50 verschiedene Kredite investieren und erreicht damit eine umfangreiche Risikostreuung. Bei Zinssätzen von um die 11 bis 13 Prozent p.
Gleichzeitig ist sowohl die Website als auch der Support auf Deutsch verfügbar. Es gibt keinerlei Gebühren und unsere Erfahrung zeigt, dass Mintos seriös arbeitet.
Hier lohnt sich ggf. Der Handel mit spekulativen Anlageprodukten wie z. CFDs und Optionen birgt ein hohes Risiko. Ein Totalverlust Ihres Kapitals ist möglich.
Sie müssen für sich feststellen, ob Sie diese Produkte verstehen und ob Sie sich diese möglichen Verluste leisten können. Top 5 P2P-Kreditmarktplätze für Privatanleger 1.
Was sind Darlehensanbahner? Kann ich mein Geld verlieren? Wie kann ich bei Mintos Geld ein- und auszahlen?
Kann ich auch in andere Währungen investieren? Gibt es eine Mintos App? Gibt es einen Mintos Bonus für Einzahlungen?Über die P2P-Plattform Mintos können Anleger Geld in Kreditprojekte aus Osteuropa und anderen Ländern investieren. ▷ Jetzt in unserem Test informieren. Alles über den P2P Kredite Anbieter Mintos: Erfahrungen, Test, Vergleich und Risiken. Ist Mintos seriös? Mit Mintos in P2P Lending investieren. Mintos Erfahrung # Negative Bewertung von Anonym am Ich hatte € vor genau 1 Jahr als Test angelegt. Mintos Test & Erfahrungen. Mintos ist die größte P2P-Plattformen in Europa. Obwohl die Plattform erst im Jahr gegründet wurde, liegen die.
Dezember sowie der erste Weihnachtsfeiertag am Mintos Test. - Mintos Erfahrung #51Daneben ist die lettische Plattform die passende Wahl, wenn du gezielt in bestimmte Kredite investieren möchtest.